Legal

Terms & Conditions

Last updated: July 20, 2026

FundMyOpinion Website: https://fundmyopinion.com/ Operated by: Chiesa Family S.r.l. P.IVA / VAT Number: 13330310015 Registered office: [insert full registered address] Contact: support@fundmyopinion.com | [insert PEC, if applicable]

1. Introduction and Acceptance

These Terms and Conditions ("Terms") govern access to and use of the website https://fundmyopinion.com/ and all related services (collectively, the "Service"), provided by Chiesa Family S.r.l., a company registered in Italy under P.IVA 13330310015 ("Company," "we," "us," "our").

By creating an account, purchasing an evaluation, or otherwise using the Service, you ("User," "you") confirm that you have read, understood, and agree to be bound by these Terms, together with our Privacy Policy and any other policy referenced herein. If you do not agree, you must not access or use the Service.

2. Description of the Service

2.1. FundMyOpinion provides users with paid access to a simulated trading account that replicates prediction-market pricing sourced from Polymarket's public market data feed.

2.2. All accounts on FundMyOpinion are simulated. No User funds are placed into any live market, wagered on any exchange, or exposed to real-time trade execution. The Company does not execute trades on Polymarket, on any other exchange, or on any regulated or unregulated market on the User's behalf or otherwise.

2.3. Market pricing displayed within the Service is sourced from Polymarket's publicly available market data. FundMyOpinion is not affiliated with, endorsed by, or acting as an agent of Polymarket, and no relationship of brokerage, custody, or liquidity provision exists between the Company and Polymarket or any other third party.

2.4. Users who purchase an evaluation are assessed against the risk-management and performance rules described in Section 6. Users who successfully complete an evaluation in accordance with these rules may become eligible to receive a monetary payout funded directly by the Company, subject to the conditions in Section 8. This payout does not constitute a return on any User stake, wager, or investment; it is a discretionary reward paid by the Company for meeting predefined performance criteria within a simulated environment.

2.5. Nothing in the Service constitutes real trading, real investing, gambling, betting, or wagering. The Service is a skills-assessment and reward product, not a financial product, security, derivative, or betting product.

3. Eligibility

3.1. You must be at least 18 years old (or the age of legal majority in your jurisdiction of residence, if higher) to register for or use the Service.

3.2. By registering, you represent and warrant that:

• you have full legal capacity to enter into a binding agreement;
• use of the Service is lawful under the laws applicable to you in your country or state of residence, including any laws relating to gambling, gaming, prediction markets, or skill-based contests;
• you are solely responsible for determining whether your use of the Service complies with local law, and for any taxes or declarations arising from any payout received.

3.3. No geographic restrictions are currently applied to registration. The Company reserves the right to introduce, at any time and without prior notice, restrictions on access from specific countries or regions where the Service, or products materially similar to it, are determined to raise regulatory concern. Users are responsible for verifying that use of the Service is permitted where they reside; the absence of a restriction at any given time is not a representation that the Service is lawful in every jurisdiction.

3.4. The Company reserves the right to refuse service, suspend, or terminate any account at its sole discretion, including where it suspects fraud, rule violations, or use of the Service in a manner inconsistent with these Terms.

4. Account Registration and Verification (KYC)

4.1. You must register an account and provide accurate, current, and complete information. You are responsible for maintaining the confidentiality of your login credentials and for all activity under your account.

4.2. Prior to release of any payout, the Company may require identity verification ("KYC") consistent with applicable anti-money-laundering obligations, including but not limited to government-issued identification, proof of address, and proof of payment method ownership. The Company may withhold, delay, or refuse a payout until verification is satisfactorily completed.

4.3. The Company reserves the right to decline verification, and consequently decline payout, where it has reasonable grounds to suspect identity fraud, use of falsified documents, or that the account is being used on behalf of a third party.

5. Fees and Payment

5.1. Access to an evaluation requires payment of the applicable fee displayed on the Service at the time of purchase, in USD.

5.2. No Refunds. Fees paid for an evaluation are non-refundable once trading activity has begun on the account, except as follows: a User may request a full refund within 24 hours of purchase, provided no trades have been placed on the account during that period. After the 24-hour window has elapsed, or after the first trade is placed (whichever occurs first), the purchase becomes final and non-refundable.

5.3. All prices are exclusive of any applicable taxes unless stated otherwise. Users are responsible for any taxes arising from their purchase or from any payout received.

5.4. Right of withdrawal. Where you are a consumer resident in the European Union, you generally have a 14-day right of withdrawal from a distance contract for digital services. By requesting immediate access to the evaluation upon purchase, you expressly acknowledge and consent that performance of the Service begins immediately, and you accordingly waive your right of withdrawal once trading activity on the account has commenced, consistent with Section 5.2 above.

6. Evaluation Rules and Risk Management

6.1. Each evaluation account is subject to risk-management rules communicated to the User at the point of purchase and displayed within the Service dashboard, which may include, without limitation, maximum drawdown limits, minimum trading day requirements, and profit targets [insert specific parameters per plan, e.g. maximum daily loss %, maximum overall loss %, profit target %, minimum trading days — to be confirmed and inserted before publication].

6.2. Breach of any risk-management rule will result in automatic closure of the evaluation account and forfeiture of eligibility to progress or receive a payout on that account, without refund of the fee paid.

6.3. Trading on the Service is conducted using share-based position sizing consistent with Polymarket's own market interface. Contracts settle at $1.00 for a resolved "YES" outcome or $0.00 for a resolved "NO" outcome. There is no leverage, margin, or overnight funding cost applied to any position.

6.4. The Company may update, add to, or amend the evaluation rules and risk parameters at any time, with changes taking effect for accounts purchased after the update, or as otherwise communicated.

7. Prohibited Conduct

Without limiting any other provision of these Terms, the following conduct is strictly prohibited and will result in immediate account closure, forfeiture of all fees paid, and forfeiture of any pending or future payout:

• exploiting errors, bugs, or latency in pricing or platform functionality;
• using material non-public information to place trades on any market, including insider knowledge of a political, sporting, or other event outcome not available to the public;
• using or marketing any third-party strategy, script, bot, or automated tool designed specifically to pass an evaluation;
• opening or controlling more than one active account per person, or per evaluation level, whether directly or through another individual;
• attempting to hedge, arbitrage, or offset risk between two or more evaluation accounts, whether held by the same person or in coordination with another User;
• trading markets priced outside the [insert range, e.g. 20¢–80¢] band, or markets resolving beyond [insert period, e.g. 60] days, where such restrictions apply to a given plan;
• engaging in trading behavior that resembles gambling rather than a risk-managed trading approach, including all-in position sizing, excessive concentration in a single binary event, or consistently placing trades immediately before the resolution of an event for the purpose of exploiting short-term volatility rather than assessed judgment.

8. Payouts

8.1. A User who successfully completes an evaluation in accordance with Section 6 and who has passed KYC verification under Section 4 becomes eligible to receive a monetary payout, calculated and disbursed in accordance with the payout structure and profit split displayed on the Service at the time of purchase [insert confirmed profit split and maximum funded amount per plan before publication].

8.2. Payouts are made at the Company's discretion once all eligibility conditions are verified, and are subject to standard processing times disclosed on the Service.

8.3. The Company reserves the right to withhold or reverse a payout, and to terminate the associated account, where it determines, acting reasonably, that the account was operated in breach of Section 7, using falsified verification documents, or through any other fraudulent or abusive practice.

8.4. Payouts do not constitute wages, dividends, interest, or investment returns, and no employment, partnership, or investment relationship is created between the User and the Company by virtue of a payout.

9. No Investment or Financial Advice

9.1. The Service, including any market data, statistics, leaderboard information, or educational content made available through it, is provided for informational and entertainment purposes within a simulated environment only, and does not constitute investment advice, financial advice, or a recommendation to trade or invest in any real market.

9.2. Nothing displayed on the Service, including wallet-tracking or leaderboard features referencing public on-chain data, should be relied upon as a signal to trade on any live exchange or platform. The Company accepts no responsibility for decisions made on any live platform based on information displayed within the Service.

10. Intellectual Property

10.1. All content, trademarks, logos, software, and materials made available through the Service are owned by or licensed to the Company and are protected by applicable intellectual property laws. Users are granted a limited, non-exclusive, non-transferable license to access and use the Service for personal, non-commercial purposes only.

10.2. Users may not copy, reproduce, distribute, or create derivative works from any part of the Service without the Company's prior written consent.

11. Data Protection

11.1. The Company processes personal data in accordance with Regulation (EU) 2016/679 (GDPR) and applicable Italian data protection law. Details of the data collected, the purposes of processing, and Users' rights are set out in our Privacy Policy, available at https://fundmyopinion.com/privacy.

11.2. By using the Service, you acknowledge that identity verification data collected under Section 4 may be processed and, where necessary, shared with third-party verification providers acting on the Company's behalf, solely for compliance and fraud-prevention purposes.

12. Disclaimers and Limitation of Liability

12.1. The Service is provided "as is" and "as available." The Company does not warrant that the Service will be uninterrupted, error-free, or free of harmful components, or that pricing data sourced from third parties will be accurate or available at all times.

12.2. To the maximum extent permitted by applicable law, the Company's total aggregate liability to a User arising out of or in connection with these Terms or use of the Service is limited to the amount paid by that User to the Company in the twelve (12) months preceding the event giving rise to the claim, or [insert cap, e.g. €1,000], whichever is lower.

12.3. Nothing in these Terms excludes or limits liability for death or personal injury caused by negligence, for fraud or fraudulent misrepresentation, or for any other liability which cannot be excluded or limited under applicable Italian or EU consumer protection law.

13. Termination

13.1. The Company may suspend or terminate a User's access to the Service at any time, with or without notice, where it reasonably believes these Terms have been breached, or where required to comply with applicable law.

13.2. Users may close their account at any time by contacting support@fundmyopinion.com. Termination does not entitle the User to a refund of fees already paid, except as expressly provided in Section 5.2.

14. Force Majeure

The Company shall not be liable for any failure or delay in performance resulting from causes beyond its reasonable control, including but not limited to outages of third-party data providers such as Polymarket, internet or hosting infrastructure failures, or acts of government.

15. Amendments

The Company may amend these Terms at any time. Material changes will be notified to Users via the Service or by email at least 7 days before taking effect. Continued use of the Service after the effective date of any amendment constitutes acceptance of the revised Terms.

16. Governing Law and Dispute Resolution

16.1. These Terms are governed by and construed in accordance with the laws of Italy, without regard to its conflict-of-law principles.

16.2. Any dispute arising out of or in connection with these Terms shall be subject to the exclusive jurisdiction of the courts of Turin, Italy, save that where the User qualifies as a consumer resident in another EU member state, any mandatory consumer-protection jurisdiction rules of that state shall prevail.

16.3. In accordance with EU Regulation No. 524/2013, consumers resident in the European Union may also submit a complaint through the European Commission's Online Dispute Resolution (ODR) platform, available at: https://ec.europa.eu/consumers/odr. This does not affect a consumer's right to bring proceedings before the competent courts.

17. Miscellaneous

17.1. If any provision of these Terms is found to be invalid or unenforceable, the remaining provisions shall continue in full force and effect.

17.2. These Terms, together with the Privacy Policy, constitute the entire agreement between the User and the Company regarding the Service.

17.3. The Company's failure to enforce any right or provision of these Terms shall not constitute a waiver of that right or provision.

17.4. Users may not assign or transfer their rights or obligations under these Terms without the Company's prior written consent. The Company may assign these Terms in connection with a merger, acquisition, or sale of assets.

18. Contact

Chiesa Family S.r.l. P.IVA: 13330310015 Registered office: [insert address] Email: support@fundmyopinion.com

This document is a working draft prepared with AI assistance. It is not a substitute for review by a qualified Italian/EU lawyer, and should not be published as a binding legal document until reviewed by counsel — particularly given the earlier risk assessment flagging the gambling-law and prediction-market regulatory characterization of this product as a high-severity, unresolved area.